--- description: With the Birbank Platinum debit card, you get access to services such as airport transfers (to or from the airport), Visa Concierge, unlimited partner bonuses, as well as free cash withdrawals. title: Birbank Platinum Miles image: https://external-onboarding.kapitalbank.az/v1/media/debit/images/BMPC.png --- ![Birbank Cashback](https://external-onboarding.kapitalbank.az/v1/media/debit/images/BMPC.png) # Birbank Platinum Miles With the Birbank Platinum debit card, you get access to services such as airport transfers (to or from the airport), Visa Concierge, unlimited partner bonuses, as well as free cash withdrawals. Free of charge Delivery to any address AZN/USD/EUR Currency 36 months Card validity 99 AZN Card issuance fee 0% commission International transactions Transfer service 4 times a year ## Continue in Birbank app Məlumatlarımın doğruluğunu təsdiq edir, kredit öhdəliklərim barədə məlumatları *AKB KR* -dən sorğu etməyə *EHP* -də qeydiyyatdan keçirməyə və digər məlumat bazalarından məlumatlarımın toplanmasına razılığımı bildirirəm. - ![](https://cards.birbank.az/assets/f1f6a635c4d2353e4660.svg) - ![](https://cards.birbank.az/assets/c1f5f56905149d994498.svg) - ![](https://cards.birbank.az/assets/6d9f848a368cb3d51ae6.svg) ![](https://cards.birbank.az/assets/1c0dd21ec35a8eae2b08.png) Davam etmək [App Store](https://apps.apple.com/us/app/birbank/id1293207342) [Google Play](https://play.google.com/store/apps/details?id=com.competo.umicoloy) ## General information ## Frequently asked questions ### Travel miles - By paying with the Birbank Platinum Miles debit card, you earn miles for travel. Accumulated miles can be redeemed for airline tickets of any airline with no additional charges. Plus, with Birbank Platinum Miles, you can turn not only airline ticket purchases but also hotel and travel agency payments into miles until December 31, 2026. - For domestic payments, 1 mile is earned for every AZN 2 spent. For international payments, 1 mile is earned for every AZN 1 spent. Purchases made with our partners allow you to earn even more miles. Earned miles are valid for 2 years, and their value is calculated at the rate of 65 miles = AZN 1. - Within one calendar month, you can earn up to 30,000 travel miles in total. ### Exclusive Benefits - With the Birbank Platinum Miles debit card, you can enjoy all the privileges available to Visa Platinum cardholders and make the most of every benefit — from everyday payments to travel. - Visa Concierge service, airport transfers to or from the airport, access to selected business lounges, complimentary hot beverages, as well as regularly announced special campaigns and offers — all combined in one card. - To enjoy Visa’s special benefits, simply spend a total of at least AZN 500 via Google Pay or Apple Pay over the last 35 days, or at least AZN 5,000 for selected services. In both cases, transactions from the last 5 days are excluded from the calculation. ### 0% Fee on International Payments - Whether you are shopping on international online platforms or making purchases abroad, the Birbank Platinum Miles debit card allows you to pay with zero commission. ### Up to 2% Per Annum on the Balance - You can earn up to 2% per annum on the available balance of your Birbank Platinum Miles debit card in AZN, and 0.1% per annum on cards in USD and EUR. The accrued income is converted into miles at the rate of AZN 1 = 65 miles and credited to your miles balance at the end of each month. - No income is accrued on amounts exceeding AZN 100,000 for the cards in AZN and USD, and AZN 50,000 for the cards in EUR. ### Free Delivery - For now delivery is available only within Baku, Absheron and Sumgayit. When ordering the card, no additional delivery fee is charged — just specify the address, and we will deliver your card free of charge via Wolt. Alternatively, when placing your order, you may select the nearest branch and collect your card there free of charge. ### Transfers and Cash Withdrawals - Transfers of your own funds from Birbank cards to local bank cards and cash withdrawals at Kapital Bank ATMs are carried out within an individually assigned limit. The maximum limit may be up to 10,000 AZN. - You can check your limit in the “Spending limits” section in the Birbank app. - If the limit is exceeded: transfers and cash withdrawals — 1% (min. 1 AZN) - Transfers between Birbank cards: via the Birbank app and Kapital Bank ATMs — free of charge. - Cash withdrawal at other banks’ ATMs: a 1% fee (min. 2 AZN) applies regardless of the limit. ### Balance Top-Up - You can top up your card free of charge and without limits at our bank’s cash-in ATMs. Via branches, offices and terminals, you can top up your balance free of charge up to AZN 3,000 per month; a 0.5% commission applies to amounts exceeding AZN 3,000. ### What is the Birbank Platinum Miles card and what benefits does it offer? Birbank Platinum Miles is a premium debit card designed for people who love to travel. By paying for everyday purchases with the card, you earn miles that can be redeemed for airline tickets. Cardholders also enjoy airport transfer services, Visa privileges, and other exclusive benefits. ### What is the Visa Concierge service? Visa Concierge is a premium support service available to Visa Platinum cardholders. Birbank Platinum Miles cardholders can receive personalized assistance with travel arrangements, reservations, event planning, and various everyday requests. The service is available through the Visa Concierge Telegram channel. ### Как работает услуга трансфера в аэропорт по карте Birbank Platinum Miles? Birbank Platinum Miles cardholders can use complimentary airport transfer services up to 4 times per year, either to or from the airport. ### What are the requirements to access Visa privileges? Eligibility for Visa benefits is based on transactions made over the last 35 days, excluding the last 5 days. Total card payments made via Google Pay or Apple Pay must amount to at least AZN 500, or at least AZN 5,000 for selected services. ### Are there any additional discounts or special offers with the Birbank Platinum Miles card? Yes. When you pay with your Birbank Platinum Miles card via Apple Pay or Google Pay, you can enjoy exclusive offers and discounts from Visa partners. With total payments of at least AZN 500, you can access the following services and benefits: Azercell Roaming, Fast Track, Fast Line, DragonPass, transfers in Baku, offers from Costa Coffee, Sağlam Ailə and Luca Polare, and Restaurant Privileges. With total payments of at least AZN 5,000, you can access CIP, Business Class Lounge (BCL), Private Check-in, and transfers in Türkiye and the UAE. In addition, cardholders who meet the AZN 5,000 spending requirement can use CIP, BCL and Private Check-in services on a “1+1” basis until the end of 2026. This means that one guest can enjoy the service alongside the cardholder. Participation in campaigns and access to offers are subject to Visa’s terms and conditions. ### How are miles earned and redeemed with the Birbank Platinum Miles card? Miles are earned on purchases made using your own funds on the card: 1 mile for every 2 AZN spent on domestic transactions; 1 mile for every 1 AZN spent on international transactions. Additional miles can also be earned at partner stores. Accumulated miles can be redeemed for airline tickets with any airline at no extra cost. Conversion rate: 65 miles = 1 AZN. Plus, with Birbank Platinum Miles, you can turn not only airline ticket purchases but also hotel and travel agency payments into miles until December 31, 2026. ### What are the important terms regarding miles? You can earn up to 30,000 miles per month with the Birbank Platinum Miles card. Earned miles remain valid for 2 years. ### What are the transfer, cash withdrawal, and international payment terms for the Birbank Platinum Miles card? Transfers of personal funds from Birbank cards to local bank cards, as well as cash withdrawals from Kapital Bank ATMs, are commission-free within an individually assigned limit. This limit can be up to 10 000 ₼ and can be checked in the “Spending Limits” section of the Birbank app. If the limit is exceeded, a 1% fee (minimum 1 AZN) applies to transfers and cash withdrawals. Transfers between Birbank cards via the Birbank app and Kapital Bank ATMs are commission-free. Cash withdrawals from ATMs of other banks are subject to a 1% fee (minimum 2 AZN/USD/EUR), regardless of the limit. Payments on international shopping websites and abroad can be made with 0% commission.