--- description: Birbank Platinum debet kartı ilə səni hava limanına və ya hava limanından transfer, Visa Concierge kimi xidmətlər, partnyorlarda limitsiz bonus və pulsuz nağdlaşdırma imkanları gözləyir. title: Birbank Platinum image: https://external-onboarding.kapitalbank.az/v1/media/debit/images/BCPC.png --- 000 Mobil nömrə Pulsuz sifariş et General information Frequently asked questions Exclusive Benefits * With the Birbank Platinum debit card, you can enjoy all the privileges available to Visa Platinum cardholders and make the most of every benefit — from everyday payments to travel. * Visa Concierge service, airport transfers to or from the airport, access to selected business lounges, complimentary hot beverages, as well as regularly announced special campaigns and offers — all combined in one card. * Please note that to access Visa privileges, you have to spend at least 500 AZN with this card via Google Pay or Apple Pay within the last 35 days. 0% Fee on International Payments * Whether you are shopping on international online platforms or making purchases abroad, the Birbank Platinum debit card allows you to pay with zero commission. Generous Cashback and Unlimited Bonuses * Choose Bir Bonus categories each month and earn bonuses on your payments. * You can earn up to 100 bonuses per month in selected categories. Purchases with partner merchants offer unlimited bonuses. Free Delivery * For now delivery is available only within Baku, Absheron and Sumgayit. When ordering the card, no additional delivery fee is charged — just specify the address, and we will deliver your card free of charge via Wolt. Alternatively, when placing your order, you may select the nearest branch and collect your card there free of charge. Transfers and Cash Withdrawals * Transfers of your own funds from Birbank cards to local bank cards and cash withdrawals at Kapital Bank ATMs are carried out within an individually assigned limit. The maximum limit may be up to 10,000 AZN. * You can check your limit in the “Spending limits” section in the Birbank app. * If the limit is exceeded: transfers and cash withdrawals — 1% (min. 1 AZN) * Transfers between Birbank cards: via the Birbank app and Kapital Bank ATMs — free of charge. * Cash withdrawal at other banks’ ATMs: a 1% fee (min. 2 AZN) applies regardless of the limit. Balance Top-Up * You can top up your card free of charge and without limits at our bank’s cash-in ATMs. Via branches, offices and terminals, you can top up your balance free of charge up to AZN 3,000 per month; a 0.5% commission applies to amounts exceeding AZN 3,000. Exclusive Benefits * With the Birbank Platinum debit card, you can enjoy all the privileges available to Visa Platinum cardholders and make the most of every benefit — from everyday payments to travel. * Visa Concierge service, airport transfers to or from the airport, access to selected business lounges, complimentary hot beverages, as well as regularly announced special campaigns and offers — all combined in one card. * Please note that to access Visa privileges, you have to spend at least 500 AZN with this card via Google Pay or Apple Pay within the last 35 days. 0% Fee on International Payments * Whether you are shopping on international online platforms or making purchases abroad, the Birbank Platinum debit card allows you to pay with zero commission. Generous Cashback and Unlimited Bonuses * Choose Bir Bonus categories each month and earn bonuses on your payments. * You can earn up to 100 bonuses per month in selected categories. Purchases with partner merchants offer unlimited bonuses. Free Delivery * For now delivery is available only within Baku, Absheron and Sumgayit. When ordering the card, no additional delivery fee is charged — just specify the address, and we will deliver your card free of charge via Wolt. Alternatively, when placing your order, you may select the nearest branch and collect your card there free of charge. Transfers and Cash Withdrawals * Transfers of your own funds from Birbank cards to local bank cards and cash withdrawals at Kapital Bank ATMs are carried out within an individually assigned limit. The maximum limit may be up to 10,000 AZN. * You can check your limit in the “Spending limits” section in the Birbank app. * If the limit is exceeded: transfers and cash withdrawals — 1% (min. 1 AZN) * Transfers between Birbank cards: via the Birbank app and Kapital Bank ATMs — free of charge. * Cash withdrawal at other banks’ ATMs: a 1% fee (min. 2 AZN) applies regardless of the limit. Balance Top-Up * You can top up your card free of charge and without limits at our bank’s cash-in ATMs. Via branches, offices and terminals, you can top up your balance free of charge up to AZN 3,000 per month; a 0.5% commission applies to amounts exceeding AZN 3,000. What is the Birbank Platinum debit card and what benefits does it offer? Birbank Platinum is a premium debit card that gives you access to Visa Platinum privileges. Cardholders can enjoy benefits such as Visa Concierge service, access to selected airport lounges, commission-free payments abroad, exclusive offers and campaigns, bonus rewards, fee-free transactions, and complimentary airport transfers up to 4 times per year. What is the Visa Concierge service? Visa Concierge is a premium assistance service available to Visa Platinum cardholders. Birbank Platinum cardholders can receive personalized support with travel arrangements, reservations, event planning, and various everyday requests. The service is available via the Visa Concierge Telegram channel. How does the airport transfer service work with the Birbank Platinum card? Birbank Platinum cardholders can use complimentary airport transfer services up to 4 times per year, either to or from the airport. What are the requirements to access Visa privileges? To access Visa privileges, you must make payments totaling at least 500 AZN via Apple Pay or Google Pay using your Birbank Platinum card within the last 35 days (excluding the most recent 5 days). Are there any additional discounts or special offers with the Birbank Platinum card? Yes. When paying via Apple Pay or Google Pay with your Birbank Platinum card, you can enjoy exclusive offers and discounts from Visa partners. These include discounts at Costa Coffee, special privileges at Sağlam Ailə Medical Center, and other partner benefits. Participation in campaigns and offers is subject to Visa’s terms and conditions. How can I earn bonuses with the Birbank Platinum card? Each month, you can select Bir Bonus categories in the Birbank app and earn bonuses on purchases made within your chosen categories. You can earn up to 100 bonuses per month in selected categories, while bonuses earned at partner stores are unlimited. What are the transfer and cash withdrawal terms for the Birbank Platinum card? Transfers of personal funds from Birbank cards to local bank cards, as well as cash withdrawals from Kapital Bank ATMs, are commission-free within an individually assigned limit. This limit can be up to 10 000 ₼ and can be checked in the “Spending Limits” section of the Birbank app. If the limit is exceeded, a 1% fee (minimum 1 AZN) applies to transfers and cash withdrawals. Transfers between Birbank cards via the Birbank app and Kapital Bank ATMs are commission-free. Cash withdrawals from ATMs of other banks are subject to a 1% fee (minimum 2 AZN/USD/EUR), regardless of the limit.